giving services

FAQs


What is the difference between a gift and a donation?

A gift is the payment you make into your Stewardship account. A donation is made by Stewardship to the recipient.

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Why do I need to have an account with Stewardship to make gifts?

Even if you only make one gift your Stewardship Account is a clear record of the gift, the tax we may have reclaimed and the recipient of the funds. This is necessary to satisfy both HM Revenue and Customs and the Charity Commission.

Most people who give, however, like to make more than one gift and the account means that you will receive regular statements of your giving. You can access reports which show how much you have paid into your account, including a summary of the gifts made under Gift Aid, which is helpful if you complete a tax return.

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Can my spouse and I have a joint account?

Yes and No!

In order to recover Gift Aid we must be able to connect this to the individual tax payer in order to satisfy HMRC.  This means that the account must be in the name of the single taxpayer who signs the Gift Aid declaration relating to the account.  Couples must therefore both have their own accounts if we are to claim Gift Aid on your gifts to Stewardship.

However, it is possible to add an additional user to an account, who can be authorised to make donation requests on behalf of the account holder.  Similarly, we can show ‘Mr & Mrs’ on vouchers and write to you in this way in our correspondence.

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Can I make gifts anonymously?

Yes, of course.

If you do not wish us to provide recipients with your name and address when we approve your donation requests, you can ask to remain anonymous.  You can choose for which donations (both regular and one-off) you wish to remain anonymous.  We can also provide you with an anonymous voucher book, should you wish.

We take all reasonable steps to protect any information you provide us in accordance with the Data Protection Act 1998.

 

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How quickly will the Gift Aid be reclaimed/passed on?

We claim Gift Aid from HMRC on a weekly basis.

The reclaimed tax is normally returned to us between 6 to 8 weeks, after the claim is made.  It will then either be added to your giving account balance, or will be distributed, proportionately when required, to follow your donations to recipients.

You can keep up to date with the progress of Gift Aid claims (relating to your gifts) from the reports section of your online account.

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When will recipients receive my donation?

If you are requesting a donation from the balance of your account the recipient will receive this within five working days, once approved.

If you are making a gift, by Direct Debit, into your Stewardship Account, with a donation request associated with it, your recipient should receive this amount within 2 weeks.  This is, of course, subject to the donation request being approved and is also dependent on the frequency with which your recipient opts to receive their donations from us.

Gift Aid will take an extra 6 to 8 weeks to be received from HMRC and will be paid to the recipient once it is available.

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Who can I donate to with my account?

We can support churches, charities (Christian and secular), full-time Christian workers and Bible College students, provided that in each case we are satisfied as to their charitable status and have set up a fund for them.

Please note that all donations are made at the sole discretion of Stewardship and we reserve the right to refuse to make payment to a particular recipient if we deem that it is outside our charitable objects, for example because they seek to further another world religion.

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I no longer pay tax, can I still Gift Aid my gift?

No, please contact us as soon as possible if you no longer pay sufficient tax to cover the amount we reclaim in Gift Aid (currently 25p in every pound given).

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I want to give every other month but your system won't let me. Is there a way to do this?

There is no instant way of doing this, but it is possible on our system.

You would have to set up three six-monthly donation requests at two month intervals to one another.

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