giving services

how it works

Things you need to know

Our giving account is designed to keep things simple, so you can spend more time giving and less time worrying about the fiddly bits.

But there are some important things you need to know, so please take time to read the following:

  1. You need to be paying enough tax in any one tax year to cover the amount of Gift Aid reclaimed by Stewardship, and all other charities, on your giving. Tax means any income tax (at whatever rate) or capital gains tax. If you cease to be a taxpayer, or have not paid enough tax in any year, please let us know immediately. If too much tax is recovered on your giving you will be liable to refund HM Revenue & Customs.
  2. The tax we recover must be based on the tax paid by you personally, not that paid by another person (e.g. husband or wife).
  3. You are free to cancel your Gift Aid declaration at any time. Just let us know, preferably in writing, if you wish to do so. Unless and until you cancel your declaration, we will continue to reclaim tax on all your giving.
  4. Legally, the funds in your giving account belong to Stewardship and, as charitable funds, cannot be returned to you. We have discretion in relation to any donations that you request to be made.
  5. If you request support for a recipient not yet known to us, we will need them to go through our registration process. This is likely to mean that the first donation will take longer to process than subsequent requests.
  6. You can support a huge range of causes with your giving account, but there are some limits you need to be aware of:
    1. Stewardship cannot make grants to charities whose objectives or activities are inconsistent with our primary evangelical Christian purposes (e.g. another world religion).
    2. If a large donation is proposed, we often need to conduct checks in relation to the recipient. This is most likely if they are a private individual (i.e. Christian worker or bible college student) or an overseas charity/NGO. This may delay the donation being made and, regrettably, in some cases may mean that we are unable to make it.
    3. There are restrictions on supporting Christian workers who are close relatives of you or your spouse (“close relative” means child, grandchild, parent, grandparent, brother, sister, or the spouse of any of these). If you are considering doing this, please check with us first.
    4. We are afraid that it is not possible to support a bible college student who is a close relative (as defined in the previous point).
    5. When it comes to an overseas charity, grants cannot be made without sufficient verification of its legal existence, charitable and operational activities. This can sometimes be difficult to obtain and may take longer to assess.
    6. You cannot use your account to pay membership subscriptions, or to buy goods or services from charities.
  7. Should you be in the blessed position of using your account to give more than £25,000 a year (or a total of £100,000 over 6 years) we are required by law to ask you some additional questions about your giving. You may also want to consider our gold service, offering added benefits for accounts with a balance of over £10,000.
  8. Stewardship retains an amount (typically 3%) of each gift into your account from the initial gift plus the tax. Part of this represents the cost of gift administration and is subject to VAT. The remainder goes towards the cost of servicing your account membership.

For our full terms and conditions, click here.

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